Archive for September, 2017

Safety Up! – On Harvest Safety

TRACTOR AND SUNSET
(Part 1 of a 2-Part Post)
Harvest is hectic. Racing daylight and rain clouds can be seriously stressful. Time means money when yields are at risk. As a result, harvest is the peak season for agriculture-related injuries and fatalities.

When you’re in a rush, it’s tempting to bypass simple safety procedures that might slow you down. But taking the extra time can be a lifesaver. So ease up. Take responsibility for your own safety. Get trained for each new task before you get started. Be alert for hazards and figure out how to manage them – remove any unnecessary risks ahead of time, and learn to manage the risks that can’t be removed. Know the job. Know the hazards. Know the drill.

Get the equipment ready. The majority of severe farm tragedies involve machinery. Make sure yours is in good working condition. Be sure pre-season maintenance and repairs are handled several weeks before harvest. Also make sure you are in good condition. You take pride in your ability to work long and hard. You’re happy to burn the midnight oil in pursuit of a goal – in this case, a successful harvest. The reality is that fatigue, drowsiness and illness contribute to field mishaps. To ensure you’ll be around to see the last of the grain go into the bin, get plenty of sleep. Take regular breaks. Wear comfortable, close fitting clothing and sturdy, protective shoes. When you do field work, always let someone know where you are and check in regularly.

Little Person Alert. Keep children safely away from farm machinery, including grain
transportation equipment. Tragedies occur far too easily when children end up in the path of equipment from which the operator’s view is restricted.

Big, Mean Harvesting Machines. Know the hazards. Harvesting equipment is designed to cut, pull and separate things, and it does so very effectively. Unfortunately, it won’t discriminate between you and the crop. Get caught in its clutches and you could be tangled, wrapped, pulled, run over, cut up or worse. Learn about the dangers ahead of time so you can avoid them while you’re in the field. When you’re working, slow down and think about the potential hazards of each new task before you begin.

How Quick are You? At 1000 RPM, a PTO shaft will entangle at four yards per second. An average measured reaction time on an adult male is about .2 seconds. So by the time you react to the pull of the PTO, it has already pulled you or your clothing almost a yard. Guards anyone?

Article Courtesy Of: Fairmont Farmers Mutual Insurance Company

Investment and Insurance products:

  • Are Not Insured by the FDIC or any other federal government agency
  • Are Not deposits of or guaranteed by a Bank or any Bank Affiliate
  • May lose value

Watch for Part 2 of this blog to be posted next week!

 

Equifax Announces Data Breach

Last week, Equifax, one of the nation’s three largest credit bureaus, disclosed that it was subject to a massive data breach, potentially impacting approximately 143 million U.S. consumers.

We’re sure you have questions. For answers, you can go to www.equifaxsecurity2017.com or call 1-866-447-7559. The Equifax call center is open every day (including weekends) from 7:00 a.m. – 1:00 a.m. Eastern time.

 A number of experts also advise consumers to place a credit freeze on their credit reports, if they believe they are at risk of identity theft. If you would like to place a security freeze on your Equifax credit information, please visit www.freeze.equifax.com and follow the instructions provided.

This is being provided for informational purposes only. Citizens Bank Minnesota is not making recommendations of action or inaction. It is important for you to consider what may be the best option for you.

Citizens Offers Identity Theft Protection

As we have seen, criminals continually find ways to steal personal information and perpetrate fraud. Citizens Bank Minnesota does offer Deluxe Provent® Identity Theft Protection service for only $4.99/month. You can enroll in this service and receive your first month FREE! To learn more about this service and to enroll, please click the link below.

Deluxe Provent® Identity Theft Protection

As always, if you have any questions please give Citizens Connection a call at
1-800-549-0194

WooHoo! Contest

WooHoo CONTEST

We’re Giving Away $1,500 in Prizes!

1 – $500 Visa Gift Card

10- $100 Visa Gift Cards

We’re introducing WooHoo! Banking® and with that comes our exciting WooHoo! Contest! Every 2 weeks, from September 5, 2017 to December 31, 2017, Citizens Bank Minnesota will post a new WooHoo! question on our website, and also have the question and answer forms in our lobbies.

Simply submit a correct answer via the electronic question or on the paper form to be automatically entered to win! You have the opportunity to be entered up to 9 times if you answer all questions correctly!

All of the answers can be found on the corresponding product page of our website, or come into any of our locations and our employees will give you an answer card that explains the WooHoo! product for that question.

Are you ready to play?  Click here for official rules and to PLAY NOW!

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