Archive for the ‘ Community ’ Category

Citizens Bank Minnesota employees donate $3,000.00 worth of gifts to 6 families in need.

Citizens Bank Minnesota employees were excited to help 6 families in need this Holiday Season. Our main office in New Ulm as well as our three branch locations in Lafayette, La Salle and Lakeville each adopted area families as well as delivered needed supplies to the Crisis Nursery. Money was donated by employees, raised through bake sales and free-will donation luncheons, and a bank match was given making it possible to donate $3,000.00 in gifts for these families.

We were happy to help these families who would have had an otherwise difficult time purchasing the needed items themselves. It was also a great way to remember what the Holidays are truly all about!

May Your Christmas Be Merry & Bright!

Citizens Bank Minnesota would like to wish you all a Merry Christmas and a Happy New Year!

We’ve put together a fun Christmas Greeting video for you to watch. We hope you enjoy it as much as we enjoyed putting it together!

Halloween Safety Tips

halloween safety picIt’s almost that time of year when children look forward to trick-or-treating, dressing up in costumes, decorating and obtaining more candy than they can possibly eat. As fun as it is, Halloween is also a deceptively dangerous night, and preparations for a safe and enjoyable celebration should begin long before Halloween night.
SELECTING A COSTUME
• Select a costume that doesn’t risk slips, trips or falls. Costumes should not drag on the ground.
• Wear comfortable shoes for walking. As tempting as it may be to wear shoes themed with the costume – high heels for Cinderella come to mind – they can be unsafe for youngsters to navigate.
• Choose a bright costume that motorists can see.
• Place reflective tape on costumes and trick-or-treat bags for increased visibility.
• Wear costumes with flame resistant fabrics (such as nylon and polyester) or look in the label for the notation, Flame Resistant. Flame resistant fabrics resist burning and should extinguish quickly.
• Avoid outfits with big, billowy sleeves and flimsy materials that could contact candles.
• Test any makeup on the skin beforehand, and don’t use it if there is an allergic reaction.
• Beware of accessories that could injure a child. Choose soft swords, for example, and avoid items with sharp edges.
• Be careful when selecting masks, scarves and decorations that nothing obstructs a child’s vision.
PUMPKIN CARVING
• No matter how much they plead, don’t let small children handle knives and carve pumpkins. Instead, have them draw their design with markers and let an adult do the carving.
• To avoid the possibility of a fire, use a flashlight or glow stick instead of a candle to light your pumpkin. If you cannot avoid using a candle, a small votive candle with a holder is safest.
HOME SAFETY AND DECORATIONS
• Outside your home, use flameless candles or keep burning candles and jack-o’-lanterns away from landings and doorsteps, where trick-or-treaters’ costumes could brush against the flame.
• Keep your home safe for visiting trick-or-treaters by removing from the porch and front yard anything a child could trip over such as leaves, garden hoses, toys, bikes and lawn decorations.
• When indoors, keep candles and jack-o’-lanterns away from curtains, other decorations and other items that could ignite. Do not leave burning candles unattended.
• Whether indoors or outside, use only decorative light strands that have been tested for safety by a recognized testing laboratory. Check each set of lights, new or old, for broken or cracked sockets, frayed or bare wires or loose connections. When in doubt – discard.
• Don’t overload extension cords.
• Restrain pets so they do not inadvertently jump on, scratch or bite a trick-or-treater. It may be best to shut your pet away from the commotion; some animals find Halloween especially spooky.
TRICK-OR-TREATING
• An adult should always accompany young children on their neighborhood rounds.
• Obtain flashlights with fresh batteries for all children and their escorts.
• Make sure cell phone batteries are fully charged. If older children are trick-or-treating by themselves or in groups, review with them the geographic boundaries where they may go.
• Remain on well-lit streets and always use the sidewalk. Walk facing traffic. Avoid darting from house to house in the middle of the street – cars aren’t expecting you to be in the middle of the street.
• Notify law enforcement authorities immediately of any suspicious or unlawful activity.
Happy trick-or-treating, and be safe!

Article courtesy of: Cincinnati Insurance Company

Citizens Delivers Random Acts of Kindness to 425 People

September 18-22, 2017 was Minnesota Bankers Community Impact Week, in which Citizens Bank Minnesota was a proud participant. Across the state, 95 banks and over 250 branches joined forces to serve their local communities. Citizens chose to split its staff of 94 into 13 teams and perform Random Acts of Kindness throughout the communities they serve. Citizens employees were able to impact 11 organizations and over 425 individuals. Some of the acts performed were providing healthy snacks to Davita Dialysis Center in New Ulm, serving hot dogs to the community in Lafayette and bringing a football jersey along with snacks to a local student who was recently hurt while playing football.
Launched by the Minnesota Bankers Association, the Community Impact Week creates an opportunity for banks to highlight the many volunteer opportunities available to help build stronger local communities. Citizens and their employees were proud to be a part of this effort!

Check out our video to see the businesses and individuals that Citizens impacted this year!

WooHoo! Contest

WooHoo CONTEST

We’re Giving Away $1,500 in Prizes!

1 – $500 Visa Gift Card

10- $100 Visa Gift Cards

We’re introducing WooHoo! Banking® and with that comes our exciting WooHoo! Contest! Every 2 weeks, from September 5, 2017 to December 31, 2017, Citizens Bank Minnesota will post a new WooHoo! question on our website, and also have the question and answer forms in our lobbies.

Simply submit a correct answer via the electronic question or on the paper form to be automatically entered to win! You have the opportunity to be entered up to 9 times if you answer all questions correctly!

All of the answers can be found on the corresponding product page of our website, or come into any of our locations and our employees will give you an answer card that explains the WooHoo! product for that question.

Are you ready to play?  Click here for official rules and to PLAY NOW!

2017 Citizens Scholarship Winners

Danielle Hogue, a home school graduate, and Levi Stelljes, a graduate of Minnesota Valley Lutheran High School, were recently presented with the Citizens Bank Minnesota’s seventeenth annual scholarship awards.  These scholarships are part of the Community Bankers Scholarship Program TM.  Both of these students received a $1,000.00 scholarship that is renewable for a potential value of $4,000.00 over four years of post-secondary education.

Amy Denn, a graduate of Madelia High School, and Vivian Riggin, a graduate of Lakeville South High School, were the recipients of a $500.00 Citizens Bank Minnesota scholarship.  The scholarships are offered through a random drawing to graduating high school seniors from the New Ulm and Lakeville area who have completed the Citizens Real Life Skillz online classes.

Each year, Citizens awards two or more high school seniors with scholarships. Applicants must be graduating high school, plan to attend a four year university, have an active Citizens checking account and complete the Citizens Real Life Skillz courses. The scholarship program was developed to support our belief in the youth and their potential to make a difference in our community. Citizens is proud to invest in their futures by promoting education and excellence.

Grad photo Hogue, Danielle

 

Danielle, daughter of Jeff and Shelly Hogue, will be attending Bethel University this fall, pursuing a degree in nursing and psychology.

 

 

Grad phot Stelljes, Levi

 

Levi, son of Ross and Laura Stelljes, will be attending Martin Luther this fall, pursuing a degree in secondary math and elementary education.

 

 

Grad photo Denn, Amy

 

Amy, daughter of Mark Denn and Lori Denn, will be attending Augustana University – Sioux Falls, SD this fall, pursuing a degree in biology/pre-med.

 

 

 

Grad photo Riggin, Vivian

 

Vivian, daughter of Julie and Bill Shea, will be attending Minnesota State University, Mankato this coming fall, pursuing a degree in elementary education.

 

 

 

For more information about the scholarship visit: https://www.citizensmn.bank/personal/real-life-investors

By: Lori Dummer, Marketing Assistant/Youth Club Coordinator

‘Grey hair’ in agriculture: Opportunities in the making

farmers silhouette

It is no mistake that grey hair is becoming more and more common in the agricultural industry these days. Grey hair normally suggests a particular stereotype, but it can also be viewed as an opportunity.

The average age of the Minnesota farmer, as reported in the 2012 census, was 56.6 years of age, with 52 percent of farmers being over 55 years of age. It is most likely that, as farm numbers decrease and farm size increases, the average age of a Minnesota farmer will also increase.

As we see the average age of the Minnesota farmer climb, we also see the same situation in the industries that service and work with farmers. Do you know an ag lender or seed dealer with grey hair? Most likely the answer is yes.

The aging population in agriculture opens the door for opportunity. There are opportunities for knowledge transfer, relationship building, as well as networking. The agricultural industry as a whole is rapidly transitioning and changing. This alone opens the door for many opportunities between generations.

The hot topic when it comes to the aging population in agriculture is “Transition Planning.” This topic has been coming up more and more, not only on farms, but also in every other agricultural service industry. When it comes to transition planning, it normally doesn’t happen overnight-and it can have some growing pains. It is most likely that the transition includes a Baby Boomer (age 55-71) and a Gen X’er (age 35-55) or Millennial (age 18-35).

We can see the transitions happening right in New Ulm and all of southern Minnesota. Most businesses and farming operations have an older generation and, potentially, a younger generation working side by side. This is not a new dynamic; this has been the case with every generation in every decade. The difference today is that the generations seem so much more separated in the way they go about business and adapting to technology.

The “Grey Hair” Baby Boomer generation has the opportunity to learn from the younger generation, be it in technological efficiencies or an openness to try something new. The younger generations have so much to learn from the older generation, as well. The transfer of knowledge about “The 80’s,” budgeting, negotiations, best practices, and anything in between can create an environment for opportunity and growth.

When it comes to agricultural lending, farming, and many other agricultural related industries, it is hard to teach a new person everything they will need to know in a matter of a few months. It can take years. Early planning and patience is essential for a smooth transition.

An example where transition planning is opening opportunities is right here at Citizens Bank Minnesota. All four of the bank’s branches-New Ulm, Lafayette, La Salle, and Lakeville-have been looking ahead and noticed there is a lot of “Grey Hair” between the clients and the lenders. In each of the branches, there are lenders that have been working alongside the same clients for many, many years.

Citizens saw this as an opportunity and-within the past seven years-has added at least one younger lender to each of the branches to begin the transition and transfer of knowledge. The relationships that exist between the “Grey Hair” lender and most of their clients often run deep and go back many years. Citizens recognized this and started bringing in the younger lenders to build their own relationships with these clients and their second generation years before the retirements were planned. This has been a successful strategy. It gives the farming clients comfort and knowledge that their lending relationship will continue and prosper.

Citizens is very excited about the opportunities in agriculture and is dedicated to the farming community.

By: Rose Wendinger, Assistant Vice President

“‘Grey hair’ in agriculture: Opportunities in the making” published in The Journal
31 Mar 2017: B3
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