Archive for the ‘ Community ’ Category

WooHoo! Contest

WooHoo CONTEST

We’re Giving Away $1,500 in Prizes!

1 – $500 Visa Gift Card

10- $100 Visa Gift Cards

We’re introducing WooHoo! Banking® and with that comes our exciting WooHoo! Contest! Every 2 weeks, from September 5, 2017 to December 31, 2017, Citizens Bank Minnesota will post a new WooHoo! question on our website, and also have the question and answer forms in our lobbies.

Simply submit a correct answer via the electronic question or on the paper form to be automatically entered to win! You have the opportunity to be entered up to 9 times if you answer all questions correctly!

All of the answers can be found on the corresponding product page of our website, or come into any of our locations and our employees will give you an answer card that explains the WooHoo! product for that question.

Are you ready to play?  Click here for official rules and to PLAY NOW!

2017 Citizens Scholarship Winners

Danielle Hogue, a home school graduate, and Levi Stelljes, a graduate of Minnesota Valley Lutheran High School, were recently presented with the Citizens Bank Minnesota’s seventeenth annual scholarship awards.  These scholarships are part of the Community Bankers Scholarship Program TM.  Both of these students received a $1,000.00 scholarship that is renewable for a potential value of $4,000.00 over four years of post-secondary education.

Amy Denn, a graduate of Madelia High School, and Vivian Riggin, a graduate of Lakeville South High School, were the recipients of a $500.00 Citizens Bank Minnesota scholarship.  The scholarships are offered through a random drawing to graduating high school seniors from the New Ulm and Lakeville area who have completed the Citizens Real Life Skillz online classes.

Each year, Citizens awards two or more high school seniors with scholarships. Applicants must be graduating high school, plan to attend a four year university, have an active Citizens checking account and complete the Citizens Real Life Skillz courses. The scholarship program was developed to support our belief in the youth and their potential to make a difference in our community. Citizens is proud to invest in their futures by promoting education and excellence.

Grad photo Hogue, Danielle

 

Danielle, daughter of Jeff and Shelly Hogue, will be attending Bethel University this fall, pursuing a degree in nursing and psychology.

 

 

Grad phot Stelljes, Levi

 

Levi, son of Ross and Laura Stelljes, will be attending Martin Luther this fall, pursuing a degree in secondary math and elementary education.

 

 

Grad photo Denn, Amy

 

Amy, daughter of Mark Denn and Lori Denn, will be attending Augustana University – Sioux Falls, SD this fall, pursuing a degree in biology/pre-med.

 

 

 

Grad photo Riggin, Vivian

 

Vivian, daughter of Julie and Bill Shea, will be attending Minnesota State University, Mankato this coming fall, pursuing a degree in elementary education.

 

 

 

For more information about the scholarship visit: https://www.citizensmn.bank/personal/real-life-investors

By: Lori Dummer, Marketing Assistant/Youth Club Coordinator

‘Grey hair’ in agriculture: Opportunities in the making

farmers silhouette

It is no mistake that grey hair is becoming more and more common in the agricultural industry these days. Grey hair normally suggests a particular stereotype, but it can also be viewed as an opportunity.

The average age of the Minnesota farmer, as reported in the 2012 census, was 56.6 years of age, with 52 percent of farmers being over 55 years of age. It is most likely that, as farm numbers decrease and farm size increases, the average age of a Minnesota farmer will also increase.

As we see the average age of the Minnesota farmer climb, we also see the same situation in the industries that service and work with farmers. Do you know an ag lender or seed dealer with grey hair? Most likely the answer is yes.

The aging population in agriculture opens the door for opportunity. There are opportunities for knowledge transfer, relationship building, as well as networking. The agricultural industry as a whole is rapidly transitioning and changing. This alone opens the door for many opportunities between generations.

The hot topic when it comes to the aging population in agriculture is “Transition Planning.” This topic has been coming up more and more, not only on farms, but also in every other agricultural service industry. When it comes to transition planning, it normally doesn’t happen overnight-and it can have some growing pains. It is most likely that the transition includes a Baby Boomer (age 55-71) and a Gen X’er (age 35-55) or Millennial (age 18-35).

We can see the transitions happening right in New Ulm and all of southern Minnesota. Most businesses and farming operations have an older generation and, potentially, a younger generation working side by side. This is not a new dynamic; this has been the case with every generation in every decade. The difference today is that the generations seem so much more separated in the way they go about business and adapting to technology.

The “Grey Hair” Baby Boomer generation has the opportunity to learn from the younger generation, be it in technological efficiencies or an openness to try something new. The younger generations have so much to learn from the older generation, as well. The transfer of knowledge about “The 80’s,” budgeting, negotiations, best practices, and anything in between can create an environment for opportunity and growth.

When it comes to agricultural lending, farming, and many other agricultural related industries, it is hard to teach a new person everything they will need to know in a matter of a few months. It can take years. Early planning and patience is essential for a smooth transition.

An example where transition planning is opening opportunities is right here at Citizens Bank Minnesota. All four of the bank’s branches-New Ulm, Lafayette, La Salle, and Lakeville-have been looking ahead and noticed there is a lot of “Grey Hair” between the clients and the lenders. In each of the branches, there are lenders that have been working alongside the same clients for many, many years.

Citizens saw this as an opportunity and-within the past seven years-has added at least one younger lender to each of the branches to begin the transition and transfer of knowledge. The relationships that exist between the “Grey Hair” lender and most of their clients often run deep and go back many years. Citizens recognized this and started bringing in the younger lenders to build their own relationships with these clients and their second generation years before the retirements were planned. This has been a successful strategy. It gives the farming clients comfort and knowledge that their lending relationship will continue and prosper.

Citizens is very excited about the opportunities in agriculture and is dedicated to the farming community.

By: Rose Wendinger, Assistant Vice President

“‘Grey hair’ in agriculture: Opportunities in the making” published in The Journal
31 Mar 2017: B3

Citizens For Citizens

2017 Citizens For Citizens

Some of the employee team members of Citizens For Citizens.

The employees of Citizens Bank Minnesota take great pride in volunteerism and helping our neighbors within the community. We have been active in this effort for many years and through evolution and change, we are now Citizens for Citizens. By having a variety of fundraisers during the year, we will be able to donate all proceeds to several non-profits/charities in and around the communities we serve. This year they include the Southern Minnesota Crisis Nursery, NUMAS Haus, Minnesota Lions Diabetes Foundation and Relay for Life. Our Lafayette branch is donating proceeds to the Lafayette Area Ambulance, our La Salle branch is donating to the Watonwan County Backpack program, and our Lakeville branch is donating to PawPads. Our fundraisers include pot lucks, an employee silent auction, a crafters’ weekend and a 5K walk/run, among others. Our hope is to impact the lives of our neighbors in some way through these efforts.

By: Barb Marti, Administrative Assistant/Receptionist

Citizens donates $3,000 to ISD #88 Greenhouse Project Fund

greenhouse-press-release

Citizens Bank Minnesota proudly presents a check for $3,000.00 to the ISD #88 Greenhouse Project Fund at the New Ulm High School. Funds will be used to expand and develop their Greenhouse. Pictured in the photo are members of the FFA Chapter, NUHS Ag Teacher Jeff Nelson, Citizens staff Tim Hoscheit (Sr. Vice President), Lou Geistfeld (President), Rose Wendinger (Asst. Vice President), Pat Brennan (Vice President) and NUHS Ag Teacher Kelsey Brandt.

Citizens Bank Minnesota employees donate $3,052.00 worth of gifts to families in need.

 

Citizens Bank Minnesota's New Ulm main office provided gifts for a local family in need.

Citizens Bank Minnesota's Lafayette staff provided Christmas food boxes for local families in need.

Lafayette staff prepare Christmas food boxes for local families in need.

Citizens Bank Minnesota employees were excited to help families in need this Holiday Season. Our main office in New Ulm as well as two branch locations in La Salle and Lakeville each adopted an area family. Money was donated by employees, raised through a bake sale and free-will donation luncheons, and with a bank match it made it possible to donate $3,052.00 in gifts for these families. We were able to fulfill all the needs the families had, plus more!

Citizens Bank Minnesota, Lafayette Branch, also participated in our Adopt-a-Family project.  Together with the New Ulm Jaycees and guidance from Nick Peterson, an Ag Lender in Lafayette who is involved with the Jaycee’s Christmas Food Basket Project, the Lafayette staff was able to help families in need of food for the Christmas Holiday by collecting money from employees and from fundraising.  With a matching donation from the bank, they were able to assemble 10 Christmas Food Baskets consisting of two boxes full of food, including a large ham.  The Jaycees work with the New Ulm Food shelf and families may sign up if they would like a Christmas Food Basket. The Lafayette staff distributed the baskets and enjoyed seeing the faces of grateful recipients, both young and old.

We were happy to help these families who would have had an otherwise difficult time purchasing the needed items themselves. It was also a great way to remember what the Holidays are truly all about!

Citizens Relay for Life Team raises $20,699.50

team crop

Citizens Bank Minnesota’s Relay for Life Team was hard at work throughout the past year raising money for the fight against cancer right here in Brown County. Through a variety of fundraisers, including potlucks, a 5K walk/run, a crafters’ retreat, an employee Silent Auction and donations from friends and family, the Citizens team continues to contribute sizable donations to the American Cancer Society every year. This year we raised $20,699.50, putting us in first place in the county. Citizens has been part of Relay for 21 years, with total contributions at $219,546.22.
The money raised through Relay events helps with education, prevention, treatment, and support for all cancer survivors and patients. A large portion of the money raised in Brown County stays in Brown County, helping our neighbors and friends when they need it most. At our local Relay event, we celebrate all cancer survivors, remember loved ones lost and learn how each of us can do more to fight back against this dreaded disease.
If cancer could be cured by energy, commitment and determination, we’d be done with it and no one would ever have to fear this disease again!

By: Barb Marti, Receptionist/Administrative Assistant

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