Posts Tagged ‘ ATM ’

Free ATM’s nationwide with WooHoo! Checking and WooHoo! Simple!

Who likes ATM fees? No one! That’s why Citizens offers FREE ATM’s nationwide with WooHoo! Checking and WooHoo! Simple!
Find out more details about these accounts here: www.citizensmn.bank/personal/checking

Facts and Information on Citizens Bank Minnesota ATM and Debit cards

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Citizens Bank Minnesota offers free ATM or Debit cards to all its customers with a current checking account and approved credit.

ATM Machine

Deposits can be made into checking or savings accounts at ATM machines that accept deposits in Minnesota.

Customers may check account balances and transfer funds between checking and savings accounts at all ATM machines.

Citizens is part of an alliance which provides some ATM locations where service charges are waived for our customers. To locate an ATM in our alliance, visit at: http://atms.icbm.net/
ATM locations for Citizens are: 105 N Minnesota Street, New Ulm, MN  

                                             18476 Kenrick Avenue, Lakeville, MN

Debit Card

When making a purchase, you may select either Debit or Credit.  By selecting Credit, you will be required to sign for the purchase. By selecting Debit, you will be required to use your pin number, which may give you the option to request cash back.

Debit Card Pin numbers can be changed by calling 1-866-985-2273.

For security purposes, daily dollar limits are set on all debit cards, but can be adjusted upon request to accommodate for larger purchases.

If you are planning to travel with your debit card, be sure to notify Citizens of dates and location.  We will update our system to help prevent transaction denial in blocked areas.  Be aware that there is still a possibility that specific transactions will be denied if requested at a high risk area or vendor.  It is advised that when traveling customers bring more than one source of payment.  If a Debit Card transaction is denied, an option would be to contact the bank to research and assist, or locate a nearby ATM to withdraw cash.

All ATM and Debit cards are monitored 24/7 by our card fraud service.  Card holders are notified with a phone call to verify transactions that seem unusual and cards may be put on a hold status until verification is complete.

If your Instant Cash Check Card has been lost or stolen and you cannot contact a person at (507) 354-3165, please dial (800) 535-8440 for an immediate response from Instant Cash.

By: Nancy Grausam – Citizens Connection Assistant Manager

Tips for Saving on Bank Fees

These 3 simple tips are very basic, but worthy of a reminder and a monthly check-up.

1. Read the information you receive from your bank. Remember to check your monthly account statements for new deposits or withdrawals that you did not know about.

2. Protect yourself from overdraft fees. Keep up-to-date records of your transactions, and make sure you have enough money in your account to cover checks you have written or other types of withdrawals.  If your funds are running low, consider a cheaper alternative to overdraft protection, such as, a checking account linked to a savings account or a small dollar loan.

3. Protect yourself from ATM fees. Only withdraw cash from your own bank’s machines.  If you have to use another bank’s ATM in an emergency situation, be aware of the fees you may be charged. Also consider checking with your bank to see if any products are offered that may refund ATM fees.

By Linda Kretsch, Cashier

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