Posts Tagged ‘ Bank ’

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Tips for Saving on Bank Fees

These 3 simple tips are very basic, but worthy of a reminder and a monthly check-up.

1. Read the information you receive from your bank. Remember to check your monthly account statements for new deposits or withdrawals that you did not know about.

2. Protect yourself from overdraft fees. Keep up-to-date records of your transactions, and make sure you have enough money in your account to cover checks you have written or other types of withdrawals.  If your funds are running low, consider a cheaper alternative to overdraft protection, such as, a checking account linked to a savings account or a small dollar loan.

3. Protect yourself from ATM fees. Only withdraw cash from your own bank’s machines.  If you have to use another bank’s ATM in an emergency situation, be aware of the fees you may be charged. Also consider checking with your bank to see if any products are offered that may refund ATM fees.

By Linda Kretsch, Cashier

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