Posts Tagged ‘ Citizens bank ’

Your Resolution, Your Home

new house

Is purchasing a new home on your list of resolutions and goals for 2018?  We found this helpful article that has some great tips on how you can reach that goal! Full article

And as always, our team of Citizens Mortgage lenders is only a phone call away if you have any housing questions you need answered – 800-549-0194. More information can also be found on our website at:


Citizens Bank Minnesota employees donate $3,000.00 worth of gifts to 6 families in need.

Citizens Bank Minnesota employees were excited to help 6 families in need this Holiday Season. Our main office in New Ulm as well as our three branch locations in Lafayette, La Salle and Lakeville each adopted area families as well as delivered needed supplies to the Crisis Nursery. Money was donated by employees, raised through bake sales and free-will donation luncheons, and a bank match was given making it possible to donate $3,000.00 in gifts for these families.

We were happy to help these families who would have had an otherwise difficult time purchasing the needed items themselves. It was also a great way to remember what the Holidays are truly all about!

May Your Christmas Be Merry & Bright!

Citizens Bank Minnesota would like to wish you all a Merry Christmas and a Happy New Year!

We’ve put together a fun Christmas Greeting video for you to watch. We hope you enjoy it as much as we enjoyed putting it together!

Citizens Travels One of Europe’s Most Legendary Rivers – The Rhine River

A group of 72 travelers from Citizens Bank Minnesota recently returned from a nine-day cruise on one of Europe’s most legendary rivers – the Rhine. They began their journey in Switzerland and had an overnight stay in beautiful Lucerne before boarding their riverboat for a cruise up the Rhine River. They saw the magnificent sights along the way of Mount Pilatus, the Black Forest, gothic cathedrals, beautiful castles and sailed through the dramatic Rhine Gorge  just to name a few. The group enjoyed a picturesque cruise and was blessed with beautiful fall weather with temperatures above average for the time of year. The countries visited were Switzerland, Germany, France and the Netherlands. Thanks to all the great travelers who made the trip amazing!

Traveler comments:

“It was a spectacular trip, well planned out. Thanks to all of you for a job so well done!” -Mary

“What a great trip!” – JoAnne

If you are interested in traveling with Citizens to Alaska in June 2018 or Australia/New Zealand in February 2019, please contact Jean Geistfeld for more information at 507-276-2406.

Balyeat Promoted To Assistant Branch Manager


Juliana Balyeat has recently been promoted to the Citizens Bank Minnesota management team as the Assistant Branch Manager for their Lakeville Branch.  Balyeat joined Citizens in 2004 as a Client Services Representative.  She lives in Lakeville with her husband Dennis.

Congratulations Juliana!

Balancing Your Checkbook

Balancing your checkbook is important for many reasons.  Making sure all debits & credits clear your account for the correct amount could save you money.   In addition, if you don’t balance your checkbook, you could end up becoming overdrawn, which could cause you to incur fees.   Another reason to balance your checkbook is to watch for fraud.  It is important to look through every transaction in your account and to contact the bank immediately if you notice anything suspicious.

The key to balancing your checkbook is recording all of your debits.  Some examples include automatic debits, checks, transfers, fees, debit card purchases, and ATM withdrawals.  Here is a step-by-step guide on how to balance your checkbook:

1.)    Go through your statement and check off each item in your register.  Make sure the amount on your statement matches the amount written in your register.

2.)    Look through your statement for any items that are not listed in your register.  If you find any, record and subtract or add them from your register total.

3.)    To make sure your register balances with your monthly statement, look at the ending balance on your statement and compare it to the ending balance in your register.  Here is a simple formula to see if you balance:

Ending statement balance

+     (plus) All deposits listed in your register that are not listed on your statement

–      (minus) All withdrawals listed in your register that are not listed on your statement

=     Total (this should match your ending register balance)

4.)    If your register & statement balances do not match, find the difference between the totals.  Look through the statement & register for any item that matches your difference.

If you receive a printed statement from us, the back includes instructions and an easy to use chart to assist you in your reconcilement.  If you have any questions when balancing your checkbook, please call or stop in to the bank and someone can assist you.

By: Lisa Reinarts, Assistant Operations Manager

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